Bus insurance


The Capacity Group can handle ALL OF YOUR BUS INSURANCE NEEDS:

  • Charter Buses
  • School Buses
  • Airport Buses
  • Shuttle Buses/Vans
  • Limo Buses
  • Medical Transportation

With more than 25 years of experience providing insurance solutions to the public transportation Industry, Mike Marroccoli and the insurance professionals at Limoinsurers.com and The Capacity Group are positioned to handle all of your bus insurance needs.

We represent the most competitively priced insurance carriers in the industry, including:

  • RLI Insurance Co.
  • Lancer Insurance Co.
  • Northfield Insurance Co.
  • AIG
  • Wesco Insurance Co.
  • Protective Ins. Co.
  • Occidental Ins. Co.
  • National Interstate Ins. Co.
  • QBE
  • Zurich Insurance Co.

Whether your transportation company has a single Limobus, a large fleet of charter buses, or a large fleet of yellow school buses; we can tailor an insurance program for you! Let us help you solve the puzzle of bus insurance!

For more than 20 years The Capacity Group has been providing the most competitive prices from the most financially stable insurance carriers in the bus business.
Along with responsive service and expert advice, our clients enjoy a host of complimentary value added services to help you operate your business with maximum profitability.


Commercial Auto Liability

We provide limits of five million dollars or more to our bus insurance clients operating in interstate commerce, to compensate those with injuries from an accident involving an insured bus. Depending on contractual requirements, we’ll provide appropriate liability limits to school bus contractors, transit bus operators, and Limobus companies to meet your obligations to operate legally.

Physical Damage Coverage

Depending on your needs, we can provide comprehensive and collision coverage with deductibles from as low as $1000 on your fleet.
Collision coverage for a bus extends protection to the insured bus for damages to it caused by a collision with another vehicle or most objects. (hitting an animal such as a deer usually falls under the comprehensive portion of the policy ).
Comprehensive coverage for a bus extends protection to the insured bus for damages not considered a collision. An example would be if the bus were damaged by vandalism or by a heavy hail storm. Both collision and comprehensive coverage for a bus usually have a deductible. A deductible is the initial amount of money the insured is responsible. ( For example: a $1000.00 deductible ) After the insured pays this portion of his damage, the balance is then covered and paid for by the insurance company.

Other coverages available through Limoinsurers:

  • General Liability
  • Garage Liability
  • Garage Keepers Legal Liability
  • Employment Practices Liability Insurance
  • Workers Compensation insurance

*If you are operating a bus or public transportation vehicle with a seating capacity of more than 15(including the driver), or the vehicle has a GVW of more than 10,000lbs, you must have US DOT Operating authority and apply for a US DOT, and MC # from the Federal Motor Carrier Safety Administration(FMCSA). To learn more, or apply for a DOT# go to www.safersys.org.

You may also need to have State DOT authority, depending on your home state. See your local state DOT office for details.

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